No hidden fees | No tricky fine print | No stress

rates charges seed cash

It is our mission to provide the highest level of customer service, in the most effective manner accomplishing our goals.

We provide quick, efficient, transparent, and smart loans with the utmost confidentiality, integrity, attentiveness, and convenience.

We show all our charges upfront. Our total true cost is clearly displayed upfront in our online calculator so you know how much you are going to pay before starting the application process. Try our online calculator tool and see how easy and convenient to apply for a Seed Cash loan.

Using our loan calculator figures, you can clearly work out whether you can afford to use Seed Cash loan with different payment options. Try us now!

Our Fee’s Guide

small icon seed Establishment fee$20~$150
small icon seed Loan restructure fee$40
small icon seed Overpayment refund fee$20
small icon seed Direct Debit fee$5 per transaction
small icon seed Instant cleared payment fee (15-30mins)$8
small icon seed Payment default fee$40~$50 per week
small icon seed Early repayment administration fee$20
small icon seed General administration fee$20
small icon seed Letter sending out charge$10
small icon seed Wage deduction assignment$30
small icon seed Direct debit cancellation fee$40
small icon seed Collection agency fee (default account referral to a collection agency)20% of the outstanding loan balance
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Our interests are varied depending on the amount of the loan from 0.46% per day to 1.2% per day. (167.9% per annum to 438% per annum) These annualised interest rates seem to be high but our Seed Cash loan is only for short term (maximum for up to 28 weeks). For example, if you borrow $700 for 14 days, our total charges including fee and interests are $148.35. Total repayment will be $848.35. You can enjoy the convenient service for your urgent cash needs within this affordable range.

Seed Cash does not charge any penalty for full prepayment. If you pay the unpaid balance in full before the final payment is due (full prepayment), you will be required to pay only an additional fee (creditor’s early repayment administration fee) of $20.00 with no further prepayment penalty or premium.

You can see our Terms and conditions and Privacy Policy for a complete overview of our charges.

If you are getting behind…

If you think your scheduled payments cannot be made on time, first thing you need to do is talk to us. We do understand that sometimes, things come up unexpectedly or you may be experiencing temporary financial difficulties or personal hardships which are preventing you to keep up with your payment commitments. We will listen to your situation and will offer you to repay your loan account via easy and affordable scheduled payments. To enter into this revised repayment arrangement, you would need to provide an update of your current contact details along with your financial state of position. This revised payment arrangement will be subjected to be reviewed every three (3) months.

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